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Table 6 Successful borrowing experience, voluntary disclosures and funding success

From: Voluntary disclosures and peer-to-peer lending decisions: Evidence from the repeated game

 (1)(2)(3)(4)
Lsuccess×Score−0.043***−0.037***−0.042***− 0.036***
(0.010)(0.009)(0.010)(0.009)
Lsuccess−0.297***−0.095***− 0.299***−0.081***
(0.028)(0.030)(0.028)(0.030)
Score0.046***0.045***0.045***0.041***
(0.009)(0.008)(0.009)(0.008)
Lnamount −0.071*** −0.075***
 (0.007) (0.007)
Months −0.014*** −0.014***
 (0.002) (0.002)
Interest −0.024*** −0.023***
 (0.002) (0.002)
Bgrade −0.038*** −0.013
 (0.011) (0.012)
Idnumber 0.188*** 0.182***
 (0.010) (0.010)
Gender −0.089*** −0.102***
 (0.014) (0.015)
Age 0.049*** 0.047***
 (0.007) (0.007)
Worker −0.021 −0.009
 (0.020) (0.021)
Seller 0.141*** 0.152***
 (0.034) (0.035)
Boss 0.024 0.029
 (0.024) (0.024)
Student 0.036 0.026
 (0.036) (0.036)
YearNoNoNoYes
N3935393539353935
Pseudo R20.1340.3120.1360.318
  1. Notes. Robust standard errors are reported in parentheses. *, **, *** represents statistical significance at the 10%, 5% and 1% confidence levels, respectively