From: Voluntary disclosures and peer-to-peer lending decisions: Evidence from the repeated game
(1) | (2) | (3) | (4) | |
---|---|---|---|---|
Lsuccess×Score | −0.043*** | −0.037*** | −0.042*** | − 0.036*** |
(0.010) | (0.009) | (0.010) | (0.009) | |
Lsuccess | −0.297*** | −0.095*** | − 0.299*** | −0.081*** |
(0.028) | (0.030) | (0.028) | (0.030) | |
Score | 0.046*** | 0.045*** | 0.045*** | 0.041*** |
(0.009) | (0.008) | (0.009) | (0.008) | |
Lnamount | −0.071*** | −0.075*** | ||
(0.007) | (0.007) | |||
Months | −0.014*** | −0.014*** | ||
(0.002) | (0.002) | |||
Interest | −0.024*** | −0.023*** | ||
(0.002) | (0.002) | |||
Bgrade | −0.038*** | −0.013 | ||
(0.011) | (0.012) | |||
Idnumber | 0.188*** | 0.182*** | ||
(0.010) | (0.010) | |||
Gender | −0.089*** | −0.102*** | ||
(0.014) | (0.015) | |||
Age | 0.049*** | 0.047*** | ||
(0.007) | (0.007) | |||
Worker | −0.021 | −0.009 | ||
(0.020) | (0.021) | |||
Seller | 0.141*** | 0.152*** | ||
(0.034) | (0.035) | |||
Boss | 0.024 | 0.029 | ||
(0.024) | (0.024) | |||
Student | 0.036 | 0.026 | ||
(0.036) | (0.036) | |||
Year | No | No | No | Yes |
N | 3935 | 3935 | 3935 | 3935 |
Pseudo R2 | 0.134 | 0.312 | 0.136 | 0.318 |