Skip to main content

Table 6 Successful borrowing experience, voluntary disclosures and funding success

From: Voluntary disclosures and peer-to-peer lending decisions: Evidence from the repeated game

 

(1)

(2)

(3)

(4)

Lsuccess×Score

−0.043***

−0.037***

−0.042***

− 0.036***

(0.010)

(0.009)

(0.010)

(0.009)

Lsuccess

−0.297***

−0.095***

− 0.299***

−0.081***

(0.028)

(0.030)

(0.028)

(0.030)

Score

0.046***

0.045***

0.045***

0.041***

(0.009)

(0.008)

(0.009)

(0.008)

Lnamount

 

−0.071***

 

−0.075***

 

(0.007)

 

(0.007)

Months

 

−0.014***

 

−0.014***

 

(0.002)

 

(0.002)

Interest

 

−0.024***

 

−0.023***

 

(0.002)

 

(0.002)

Bgrade

 

−0.038***

 

−0.013

 

(0.011)

 

(0.012)

Idnumber

 

0.188***

 

0.182***

 

(0.010)

 

(0.010)

Gender

 

−0.089***

 

−0.102***

 

(0.014)

 

(0.015)

Age

 

0.049***

 

0.047***

 

(0.007)

 

(0.007)

Worker

 

−0.021

 

−0.009

 

(0.020)

 

(0.021)

Seller

 

0.141***

 

0.152***

 

(0.034)

 

(0.035)

Boss

 

0.024

 

0.029

 

(0.024)

 

(0.024)

Student

 

0.036

 

0.026

 

(0.036)

 

(0.036)

Year

No

No

No

Yes

N

3935

3935

3935

3935

Pseudo R2

0.134

0.312

0.136

0.318

  1. Notes. Robust standard errors are reported in parentheses. *, **, *** represents statistical significance at the 10%, 5% and 1% confidence levels, respectively