From: Voluntary disclosures and peer-to-peer lending decisions: Evidence from the repeated game
(1) | (2) | (3) | (4) | (5) | (6) | |
---|---|---|---|---|---|---|
Ltimes×Score | −0.014** | −0.014** | −0.013* | − 0.013** | ||
(−0.007) | (−0.006) | (−0.007) | (− 0.006) | |||
Ltimes | −0.217*** | −0.032 | −0.221*** | − 0.024 | ||
(−0.024) | (−0.024) | (−0.024) | (− 0.024) | |||
Score | 0.014*** | 0.016*** | 0.022*** | 0.009*** | 0.017*** | 0.017*** |
(−0.003) | (−0.005) | (− 0.005) | (−0.003) | (− 0.005) | (−0.005) | |
Lnamount | −0.063*** | −0.063*** | −0.070*** | −0.069*** | ||
(−0.007) | (−0.007) | (−0.007) | (−0.007) | |||
Months | −0.012*** | −0.013*** | −0.012*** | −0.012*** | ||
(−0.002) | (−0.002) | (−0.002) | (−0.002) | |||
Interest | −0.030*** | −0.028*** | −0.028*** | −0.026*** | ||
(−0.002) | (−0.002) | (−0.002) | (−0.002) | |||
Bgrade | −0.008 | −0.012 | 0.022* | 0.014 | ||
(−0.01) | (−0.01) | (−0.011) | (−0.011) | |||
Idnumber | 0.204*** | 0.187*** | 0.195*** | 0.182*** | ||
(−0.01) | (−0.01) | (−0.01) | (−0.01) | |||
Gender | −0.085*** | −0.087*** | −0.103*** | −0.103*** | ||
(−0.014) | (−0.014) | (−0.015) | (− 0.015) | |||
Age | 0.049*** | 0.050*** | 0.047*** | 0.048*** | ||
(−0.007) | (−0.007) | (− 0.007) | (− 0.007) | |||
Worker | −0.019 | −0.024 | − 0.004 | − 0.009 | ||
(−0.021) | (−0.021) | (− 0.021) | (− 0.022) | |||
Seller | 0.149*** | 0.148*** | 0.165*** | 0.162*** | ||
(−0.034) | (− 0.035) | (−0.035) | (−0.035) | |||
Boss | 0.029 | 0.031 | 0.034 | 0.035 | ||
(−0.024) | (−0.025) | (− 0.025) | (− 0.025) | |||
Student | 0.026 | 0.028 | 0.015 | 0.018 | ||
(−0.037) | (− 0.038) | (−0.037) | (−0.038) | |||
Year | No | No | No | Yes | Yes | Yes |
N | 3935 | 3935 | 3935 | 3935 | 3935 | 3935 |
Pseudo R2 | 0.289 | 0.08 | 0.296 | 0.298 | 0.082 | 0.304 |